Investing

Peer To Peer Lending Platforms

Peer to peer lending is an exponentially growing and very popular type of investing. Peer to peer lending is fairly easy compared to an investment in the stock market, specially when you’re focus is to create a passive income. As soon as you know the basics of peer to peer lending, all you have to do is quickly assess the risk and diversify your portfolio. Most platforms allow auto investing, allowing you to minimize time spent picking the best investments, but actually focus on what’s important, bring in more money to invest and lead a life without Wallstreet’s daily stress…

Many people shy away from traditional investing in stocks, because they are afraid to lose money, peer to peer lending isn’t without it’s risks however. Some loan originators can go bankrupt, look at what happened in China. We will review every platform carefully on Fabulous Life Adventures and list the pro’s and cons of each platform. Make sure to diversify your investments on multiple platforms. This minimizes exposure to any potential losses.

Best Peer To Peer Lending & Crowdfunding Platforms

Below is a list of approved peer to peer lending platforms that we have analyzed.

Platform Loan Types BuyBack Interest Rate Registration Review
BulkEstate - Peer To Peer Lending / Crowdfunding / Passive Income Real Estate No 11-17% Website
CrowdEstate - Peer To Peer Lending / Crowdfunding / Passive Income Real Estate No 11-20% Website  
Crowdestor - Peer To Peer Lending / Crowdfunding / Passive Income

Business

RealEstate

No 15-18% Website  
Envestio Business Yes 17-22% Website
EstateGuru - Peer To Peer Lending / Crowdfunding / Passive Income Real Estate No 11% Website  
Exporo - Peer To Peer Lending / Crowdfunding Business No 5-7% Website  
Fast Invest - Peer To Peer Lending / Crowdfunding / Passive Income Personal Yes 10-16% Website  
Fellow Finance - Peer To Peer Lending / Crowdfunding / Passive IncomeFellow Finance

Consumer

Business

No 9-16% Website  
Grupeer - Peer To Peer Lending / Crowdfunding / Passive Income

Business

Real Estate

Yes 14-15% Website
Lendix

Business

No 5.5-9% Website
Lenndy - Peer To Peer Lending / Crowdfunding / Passive Income

Business

Car

Mortgage

Yes 12-13% Website  
Mintos - Peer To Peer Lending / Crowdfunding / Passive Income

Agriculture

Business

Invoice Financing

Real Estate

Personal

Pawnbroking

Car

Short-Term

Yes 8-18%

Website

PeerBerry Short-Term Yes 12%-13% Website  
ViaInvest

Short-Term

Personal

Credit Line

Yes 10-11% Website  

Worst Peer To Peer Lending & Crowdfunding Platforms

Bondora

This peer to peer platform only offers loans without a buyback guarantee. Most loans default before even one payment arrives. Bondora manipulates statistics such as default percentages and recovery rates.

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