BulkEstate Review

BulkEstate is a peer to peer lending platform focusing on real estate. What makes BulkEstate so great is that there is almost no cash drag, it just takes a a few days for a project to appear, and then you can invest as much as you want by investing manually or using an auto investment profile.

Since all loans at BulkEstate are not secured with a buyback guarantee, it is recommended you invest the minimum investment of 50 EUR per project every time to minimize capital loss in case of a defaulting loan. However, since all loans at BulkEstate are secured with collateral, it’s highly unlikely you will lose the entire amount, there may be debt collection costs involved however.

BulkEstate is generally a very down to earth peer to peer lending platform with no crazy marketing, stable interest rates, no defaults and absence of cashback campaigns. If there are any cashback campaigns, be sure to analyze the project in depth as there is most likely a higher risk involved. These cashback campaigns may tempt you to invest more to be eligible for the cashback.

Returns

3 months 6 months 12 months
12% 12% 12%

Pro’s

  • Mature
  • Very minor cash drag
  • No defaults
  • Secured with collateral
  • Auto investment
  • Well-documented investment opportunities

Cons

  • No buyback guarantee: Although loans are secured and there are no defaults so far.
  • Lack of detailed reporting
  • No secondary market, money is invested for a fixed timeframe

Screenshots

The 'My Investments' page has very limited information available. However, we can track the expected reventue and see the amount of current investments.
The ‘My Investments’ page has very limited information available. However, we can track the expected reventue and see the amount of current investments.

 

The 'Auto Invest' page is more interesting. We are able to set filters based on maximum investment amount, interest rate and term.
The ‘Auto Invest’ page is more interesting. We are able to set filters based on maximum investment amount, interest rate and term.

 

The 'Messages' page allows you to securely send messages to ask questions about a specific project.
The ‘Messages’ page allows you to securely send messages to ask questions about a specific project.

 

The 'Transactions' page gives you an overview of deposits, investments, income. Again, a little bit minimalistic, but it works.
The ‘Transactions’ page gives you an overview of deposits, investments, income. Again, a little bit minimalistic, but it works.

 

The 'Invest' page lists available and past projects. Plenty of opportunities arise, Just deposit your money and have it ready for when a project comes online. You can either subscribe to BulkEstate's website notifications or make sure their e-mails reach your inbox. Alternatively, you can also set-up an auto-invest.
The ‘Invest’ page lists available and past projects. Plenty of opportunities arise, Just deposit your money and have it ready for when a project comes online. You can either subscribe to BulkEstate’s website notifications or make sure their e-mails reach your inbox. Alternatively, you can also set-up an auto-invest.

Registration

Interested readers can go to BulkEstate’s website here and open an account.

Your capital is at risk. Fabulous Life Adventures is not responsible for any capital loss that may incur.
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